Best Gold & Silver IRAs 2024

Diversify your retirement portfolio with gold, silver, and other precious metal dealers. Roll 401(k), IRA, Roth IRA, and other retirement accounts into bullion to protect your investments.

Last Updated: October 2024

An Overview of Gold IRA Companies

A gold IRA is a specialized Individual Retirement Account (IRA) in which an investor holds gold as the invested asset.

A gold IRA is similar to a traditional IRA and a Roth IRA. In a traditional or Roth IRA; future retirees invest in stocks, bonds, index funds, and other common assets to grow their retirement savings. With a gold IRA, retirees invest in their retirement with genuine gold and precious metals.

Gold IRA companies help everyday people transfer their retirement accounts to the gold standard. Future retirees can fund their gold IRA in two primary ways:

  • Retirement Account Rollover: Gold IRA investors can rollover a portion of their existing retirement accounts into a gold IRA. Most investors rollover part or all of their 401(k), traditional IRA, or Roth IRA.
  • Savings Investment: Customers can also fund their gold IRA account with a transfer from a savings account, cash, or other forms of liquid savings.

How to Sign Up for a Gold IRA

Signing up should only take a few minutes. Start with these three, simple steps:

  • 1) Click through our list of vetted, top-rated gold IRA companies and see which companies appeal best to you. Click here to navigate to our list.
  • 2) Request a quote from your favorite gold IRA companies through their website links, listed as “VISIT SITE” buttons on our list. Quoted information may include pricing and transfer minimums, and will help you make an informed decision.
  • 3) Contact a company agent through the contact information listed on their website.

You Can Invest in More than Just Gold

Your gold IRA can include more than just gold. In fact, a better term for the investment would be “precious metals IRA.” The most common assets used to fund a precious metals IRA are gold and silver.

When choosing the asset products for your precious metals IRA, speak to an advisor affiliated with your company of choice.

Note: The IRS requires that precious metals meet purity specifications in order to fund a specialized IRA account. When planning your investments, the agent who works for your chosen precious metals IRA company should exclude assets that do not meet the purity standards of the IRS.

Buy Gold Direct

Gold, silver, and other precious metals can do more than fund your retirement account. Many gold IRA companies also sell precious metals for direct purchase.

In direct purchase, precious metals are shipped directly to the customer. The customer can request that the precious metals be sent to a vault or depository for professional safekeeping.

Customers may directly purchase gold and other precious metals for a variety of reasons. They may want to:

  • Protect their savings against inflation
  • Diversify their investment portfolio
  • Safeguard their wealth from geopolitical crises (such as war)

If you have an interest in the direct purchase of precious metals, click below:

Shop Direct Gold Companies

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Frequently Asked Questions (FAQ)

Yes! Most gold IRA companies will help customers rollover funds from their 401(k), 403(b), 457, pensions, TSP accounts, traditional IRA, and/or Roth IRA into a specialized gold IRA.
For the most accurate pricing information, request a quote from the direct gold companies listed above. You can request a quote by clicking the “VISIT SITE” button in our chart.
All of the gold IRA companies listed on our site are reputable and legitimate businesses. It’s important to understand that every investment includes some kind of risk. Be sure you understand the risks associated with investing in gold or precious metals before making a transaction.
Some gold IRA companies will allow you to view your precious metals in their approved depository. As your precious metals are owned by your IRA, you cannot liquidate your assets until the age of 59 ½. Once you reach 59 ½, you can typically receive your assets in the form of a cash payment or physical precious metals.